Dr. Falco Maltese
It's WISE!!! Three falses, and you will be starting ALL OVER AGAIN with a new character! Shady may be "shady," but apparently there is honor among thieves. Shady always delivers what he promises.
I wait until I have two falses to pay - you get more for your money that way. But I know those who always pay the first time, as they are afraid they won't pay attention to distinguishing between their first and second.
I am confident about this because I don't get falses very often. It's too expensive, so I have learned to quit cases rather than guess. So therefore it is always a wake-up call when I do get one...