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Idea for Interest.
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Coco Cola
Coco Cola
Well-Connected

Jan-20-2006 16:19

What about a World Bank where you can deposit money from the agency safe and earn interest. It would be great to earn something on the money sitting in an agency safe.

Replies

reda
reda
Well-Connected

Jan-22-2006 03:25

I think it could be a nice feature for agencies. But I dont think it should be open to detectives who retired and created another detective.
One of the things that makes us be very carefull with guessing is the fact that if you retire you loose everything.
Your name, skills, cloths and money.
If you could go back and get your money after retirment, you will have less reasons to be carefull or to visit shady.

But using it as bank for agencies. And make it accessable from all cities seems like a good idea.
I cant think of reasons against it right now.

jstkdn
jstkdn
Well-Connected

Jan-22-2006 04:56

I definitely think it should be a subscriber only thing. Another limiting factor could be experience.

I do think the most important reason to have a bank should be the gaining of interest and to stow away money in a savings account. Money you won't spend on booze, a snazzy outfit and bribes.

I personally think that when you have a super experienced detective that accidentally retires, you should be able to take something to your next life. I am not talking about those detectives that are less then 2 months old and loose everything. But those people that spent 10 months building a ddetective. We had an accident like that happen in tafkadd.

jstkdn
jstkdn
Well-Connected

Jan-22-2006 04:59

I don't think it should be for agencies. It should be a personal bank account.

^^TnT^^
^^TnT^^

Feb-6-2006 10:44

Thats a nice idea... Ben you can "use" some tricks to avoid abuse...

jstkdn
jstkdn
Well-Connected

Feb-6-2006 11:50

*gasp* TNT!!!!!!!!!!!!!!!!!

Marmalade3
Marmalade3

Feb-6-2006 13:02

I think personal but no way should you be allowed to transfer after retiring. You should be allowed to leave a will lol

Blaise Joshua
Blaise Joshua

Feb-6-2006 17:43

I haven't done the maths on this, but wouldn't this also create perpetual agencies?

If an agency had enough money in the bank, then the interest rates would earn them enough money to cover the rent without anything ever being earned on cases. Is this a possibility?

I'm not suggesting this is a bad thing, just a possible ramification of an interest paying bank.

Coco Cola
Coco Cola
Well-Connected

Feb-6-2006 18:49

I think that could depend on the interest and the amount in the bank.
Amounts that may be used could be for traveling expenses, paying shady and perhaps buying items from the factions. This may mean the amount decreases at times with the amount the interest gives.

Chrysalis
Chrysalis

Mar-17-2006 15:18

I like the idea of a bank...makes sense to get your money working for you. It works in neopets so i dont see why it cant work here... they have different levels of account depending on how much money you have deposited... the first one is like a starter account where you earn like 1% interest on a daily basis but it also has to be collected on a daily basis or you lose it. the top account is platinum or something and you earn a really high %

You could also set up a direct debit for rent if you are going away so you dont have to give out your password if you dont want to.

I dont think transfering accounts between detectives is a good idea though.

Gees I love brain storming!

Makensie Brewer
Makensie Brewer
Super Steeper

Mar-17-2006 18:24

I like the direct debit thing for those who pay mandatory rent :)

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